FNB just came up with this one. On the face of it, it is cute, and says "our interest is peanuts" - in Arabic "fastouk" which is a diminutive of "foustok" or peanuts. Independently, it is nice, but this reminded me of the one by BLC which came out not long ago for the winter loan. FNB however will always be known as the "plastic surgery loan" bank. So much that as soon as you type the name, Google gives you "plastic surgery" as an option. And to say the ad dates back to 2007!